Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Stamp Inc. ("Company," "we," "us," or "our") regarding your use of our accounts payable automation platform and related services (the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Service.

2. Description of Service

Stamp provides an intelligent accounts payable automation platform that integrates with your existing email and spreadsheet workflows. Our Service includes:

• AI-powered invoice processing and categorization
• Automated approval routing and workflow management
• Vendor onboarding and compliance tracking
• Email integration with Gmail and Outlook
• Intelligent data analysis and reporting

3. Eligibility

You must be at least 18 years old and have the legal authority to enter into these Terms. Our Service is currently available only to businesses operating in the United States and Canada.

4. User Accounts and Registration

4.1 Account Creation

To use certain features of our Service, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials.

4.2 Account Responsibility

You are responsible for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

5. Acceptable Use

5.1 Permitted Use

You may use our Service only for lawful business purposes related to accounts payable management and in accordance with these Terms.

5.2 Prohibited Activities

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service or servers
• Upload or transmit viruses or malicious code
• Reverse engineer or attempt to extract source code
• Use the Service to compete with us or develop competing products
• Violate any applicable laws or regulations

6. Data and Privacy

6.1 Your Data

You retain ownership of all data you provide to our Service. By using our Service, you grant us a license to process your data solely for the purpose of providing our services.

6.2 Data Processing

We process email summaries (not complete email bodies) and financial data to provide our services. Our data processing practices are detailed in our Privacy Policy.

6.3 Data Security

We implement industry-standard security measures to protect your data. However, no system is completely secure, and you use our Service at your own risk.

7. Intellectual Property

7.1 Our Rights

The Service, including all software, content, and intellectual property rights, is owned by Stamp Inc. and protected by applicable laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to use our Service in accordance with these Terms.

8. Third-Party Services

Our Service may integrate with third-party services, including:

• Email providers (Gmail, Outlook)
• OpenAI for AI processing capabilities
• Amazon Web Services for infrastructure

Your use of third-party services is subject to their respective terms and conditions.

9. Service Availability

We strive to maintain high service availability but do not guarantee uninterrupted access. We may temporarily suspend or restrict access for maintenance, updates, or security purposes.

10. Beta Program

Our Service is currently in beta testing. Beta features may be incomplete, contain bugs, or change without notice. You acknowledge that beta services are provided "as is" without warranties.

11. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STAMP INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES.

13. Indemnification

You agree to indemnify and hold harmless Stamp Inc. from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

14. Termination

14.1 Termination by You

You may terminate your account at any time by contacting us at kunal@trystamp.ai.

14.2 Termination by Us

We may terminate your access to the Service at any time for violation of these Terms or other reasonable business purposes.

14.3 Effect of Termination

Upon termination, your access to the Service will cease, and we will delete your data in accordance with our Privacy Policy (within one year of account closure).

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.

16. Dispute Resolution

Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

17. Changes to Terms

We may modify these Terms at any time by posting updated Terms on our website. Your continued use of the Service after changes constitutes acceptance of the new Terms.

18. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

19. Contact Information

For questions about these Terms, please contact us at:

Stamp Inc.
Email: kunal@trystamp.ai
Subject: Terms of Service Inquiry

20. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Stamp Inc. regarding the use of our Service.